If you plan to stay in Turkey for a while, it is important to know that health insurance in Turkey is required to obtain a short-term residence permit. According to Turkish law, health insurance is a necessary condition for issuing a residence permit to foreigners. In this article, we will cover everything you need to know about health insurance in Turkey.
Health insurance companies in Türkiye and their conditions
There are more than 30 companies in Turkey that provide health insurance services to foreign citizens accepted by the Turkish Immigration Service. Each of these companies offer different coverage under the contract. To apply for insurance, you need the address of the country and the details of the passport, but the presence of the applicant is not necessary. This means that you can apply for insurance from your home country outside of Turkey and even book an appointment online.
Health insurance for foreigners in Türkiye
Turkey has standards in the field of medicine and treatment at the European level, but medical costs are much cheaper. Health insurance in Turkey for foreigners has grown significantly in recent years compared to other countries in the region. Due to the high economic growth in many regions of Turkey, many hospitals have been opened even in villages. By passing laws, the Turkish government has been able to oblige its citizens to obtain insurance. Also, the registration of health insurance for foreign nationals in Turkey was made mandatory with the approval of the Council of Ministers. Therefore, if you are applying for things like working in Turkey, registering a company in Turkey or studying, you need to take the necessary steps for health insurance in Turkey.
Private health insurance in Türkiye
Turkish private health insurance is another type of insurance that is useful for expats who have a residence permit in Turkey. This insurance can also cover all family members at any time and in any way that the applicant intends.
Health insurance requirements for foreigners in Türkiye
The Turkish government requires all citizens to use health insurance services in Turkey. If a person does not have insurance, medical expenses in Türkiye are very high. Foreign health insurance is also required in Turkey, this insurance is not required for people under 18 and people over 65 in certain circumstances.
Health insurance in Türkiye through Turkish broker companies
Health insurance for foreigners in Turkey is provided in two ways through specialized Turkish companies and private insurance. Private health insurance in Turkey is perhaps one of the most popular types of health insurance for foreigners, especially for those looking to obtain short- or long-term residency in Turkey. If you apply for Turkish residence in any way other than investment and work, you must apply for insurance through private companies.
Private insurance costs for staying in Türkiye
According to Turkish law, people between the ages of 18 and 23 pay about 400 lira per year for health insurance. People between 23 and 65 years old pay up to 3000 lira per year for health insurance. Health insurance is mandatory for people between 18 and 65 years old.
Turkish private health insurance benefits
With Turkish private health insurance, you can pay for any illness, including an accident or hospitalization in a private hospital, for up to one year at a very low price. You can also choose any doctor or specialist for treatment. With private health insurance, you enjoy the comfort of a hotel and receive quality services that make you feel comfortable. And when you are exposed to an accident or illness outside of Turkey, you will receive the best medical quality in the same city of Turkey or other countries of the world. Depending on the insurance you choose, you can use all its health insurance services.
Items covered by health insurance in Türkiye
- Hospitalization costs
- Outpatient treatments
- Services provided in the hospital such as operating room, anesthesia, laboratory, radiology and more
- Organ transplant costs
- Chemotherapy, radiation therapy and dialysis
- Dental treatments and nose surgeries caused by accidents
- All microbiological and pathological tests
- Radiology and imaging
- Magnetic resonance imaging
- The cost of hospitalization in special care units
- Drug costs
- Visiting the doctor and all necessary tests to diagnose or prevent diseases
This is important to consider when choosing the type of insurance company.
Care should be taken to benefit from the maximum services provided through insurance.
Services of private health insurance companies in Türkiye
Private health insurance companies in Turkey meet your medical needs in the face of diseases and accidents that may occur. These companies allow you to choose a doctor or medical specialist.
The most famous private health insurance companies in Türkiye:
For your convenience, we have prepared a list of private health insurance companies in Turkey that you can use on the Sigorta website. Some of the most important health insurance companies affiliated with Sigorta in Turkey are AXA Sigorta, Allianz Sigorta, Anadolu Sigorta, Ergo Sigorta, Groupama Insurance, Sun lock and Mapfre General Insurance.